Stephanie MCClure

3970 Se 39th Circle

OCALA, FL
$ 980,000 Beds 4 Baths 3.5 Sq 4,053 Virtual Tour
Monthly Estimate* How much can I afford?

Private 1.08-acre estate in the gated community of the Arbors, near shopping, hospitals, and dining. This 4-bedroom, 4-bath home with a dedicated office offers over 4,053 sq ft of upgraded living space with no rear neighbors. Built in 2006, the home features 12–16 ft ceilings, travertine flooring, designer lighting, and quartz countertops throughout. Recent upgrades include a new roof (2024), new HVAC system (2025), new windows and doors (2025), an assumable solar panel system (2024), and solar pool heating. The gourmet kitchen includes updated cabinetry, an induction cooktop, and a double-drawer Café Series dishwasher, opening to a wet bar and main living area. The screened lanai features a full outdoor kitchen overlooking the pool, updated with new marcite/gunite, a new skimmer, and a gas heater. Additional features include a 3-car garage, concrete slab with double-gate access for boat parking, Hunter irrigation, patio blinds, remote-controlled attic stairs, custom closets, and a whole-house Generac generator. Front fountain, lush landscaping, and vinyl privacy fencing complete the curb appeal. Schedule your private showing today.

Active

  • Price
  • $ 980,000
  • City
  • OCALA
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Marion
  • Half Bathrooms
  • 1
  • Area
  • Ocala
  • Lot Size
  • 1.08 Acres
  • Zip
  • 34480
  • Sqr Footage
  • 4,053
  • Year Built
  • 2006
  • Taxes
  • $ 9065
  • Style
  • Single Family Residence
  • MLS#
  • OM725467
Listed By: with . - 352-426-0379
Data Source: Stellar MLS

Features

General

Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Available,Electricity Available
Roof Shingle
Appliances Cooktop,Dishwasher,Disposal,Dryer,Microwave,Range,Range Hood,Refrigerator,Washer
Zoning RE
HOA Fee 125
Garage Spaces 3
Patio/Porch Features Screened
Pool Features In Ground,Salt Water,Solar Heat,Tile
Construction Materials Block,Concrete,Stone,Stucco
Pets Allowed Yes
Year Built 2006
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Gated Community - No Guard,Golf Carts OK
Assoc Fee Paid Per Monthly
County Marion
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name ARBORS
Facing Direction East
Garage Y/N true
Total Rooms 8
Full Baths 3
Status Active
Directions Turn right onto SE 37th Court, turn right onto SE 38th Loop, turn right onto SE 39th Circle, the destination is on your left.
High School Forest High School
City OCALA
Association Name Bosshardt Property Management
Senior Community Y/N false
MLS Area 34480 - Ocala
Lot Size Units Acres
Lot Size Square Feet 47045
Carport Y/N false
Listing Terms Cash,Conventional
Elementary School South Ocala Elementary School
Land Lease Y/N false
Tax Annual Amount 9065.8
Middle/Junior High School Osceola Middle School
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/OM725467
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 36
Legal Description SEC 35 TWP 15 RGE 22 PLAT BOOK 007 PAGE 012 ARBORS BLK A LOT 36
Pet Size Limit Medium (36-60 Lbs.)
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 125
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Crown Molding,Eating Space In Kitchen,High Ceilings,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
Flooring Terrazzo
Furnished Y/N Unfurnished
Fireplace Features Gas
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 4
LivingAreaSource Public Records
Total Baths 4

Exterior Features

Exterior Amenities Irrigation System,Lighting,Outdoor Grill,Outdoor Kitchen,Private Mailbox,Rain Gutters,Sidewalk,Sliding Doors
Water Source Public
Lot Size Area 1.08
Foundation Details Slab
Building Area Total 5468
Lot Dimensions 150 x 314
Lot Size Acres 1.08
Road Surface Type Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 3

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School South Ocala Elementary School Elementary School
Middle School Osceola Middle School Middle School
High School Forest High School High School

Price History

5/27/2026 Listed $999,500
8/4/2026 2% - $980,000

Property vs Zip Code Average in 34480

Price
AVG $590K
$980K
Taxes
AVG $4,736
$9,065
Year Built
AVG 2005
2006

In The Neighborhood

Areas That We Cover

3970 Se 39th Circle OCALA, FL is a Single Family Home for sale at $980000 with 4053 sqft and a lot size of 1.08 Acres Acre(s). 3970 Se 39th Circle OCALA has 4 bedrooms, 3 baths and was built in 2006. The property's zip code is 34480 which is in OCALA, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Stephanie MCClure

Stephanie MCClure

Realtor®

239-410-6898

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