Stephanie MCClure

3903 Se 38th Loop

OCALA, FL
$ 574,900 Beds 4 Baths 2 Sq 2,347 Virtual Tour
Monthly Estimate* How much can I afford?

Forget today’s high rates—you can buy this home with an interest rate under 6%! This is an incredibly rare, unheard-of opportunity in this market. Don't let this one slip away! This is a Certified Pre-Owned Home -- and that changes everything. Before you ever make an offer, a licensed home inspector has already been through this home top to bottom. You get the full report at no cost. No surprises. No guessing. Just confidence. And it doesn't stop there -- your purchase comes with a 12-month Home Warranty AND our 18-month Satisfaction Guarantee: love this home, or we will buy it back or sell it for free. You won't find that anywhere else. As an added bonus you also qualify for a 1% lender credit at closing if you use our preferred lender. Welcome to your private sanctuary in The Arbors, one of Southeast Ocala’s most coveted gated communities. This beautifully updated 3-bedroom, 3-bathroom residence—featuring a flexible office or 4th bedroom. The interior boasts a seamless flow, highlighted by stunning new flooring throughout the main living areas. new roof in 2022. Complementing this major upgrade is an expansive, fully fenced-in backyard, providing a secure and private haven for pets to roam, children to play, or for hosting weekend gatherings. Whether you're looking for a spacious floorplan or an outdoor retreat, this property delivers on both fronts.

Active

  • Price
  • $ 574,900
  • City
  • OCALA
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Marion
  • Half Bathrooms
  • 0
  • Area
  • Ocala
  • Lot Size
  • 0.76 Acres
  • Zip
  • 34480
  • Sqr Footage
  • 2,347
  • Year Built
  • 2008
  • Taxes
  • $ 6121
  • Style
  • Single Family Residence
  • MLS#
  • OM725417
Listed By: COLDWELL REALTY SOLD GUARANTEE with 352-209-0000. - 352-209-0000
Data Source: Stellar MLS

Features

General

Sewer Septic Tank
Heating Heat Pump
Cooling Central Air
Utilities Electricity Connected,Sprinkler Well,Street Lights,Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
Zoning RE
HOA Fee 125
Garage Spaces 2
Association Fee Includes Maintenance Grounds
Patio/Porch Features Covered,Rear Porch
Construction Materials Block
Pets Allowed Yes
Year Built 2008
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Deed Restrictions,Gated Community - No Guard
Assoc Fee Paid Per Monthly
County Marion
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name ARBORS
Facing Direction Southeast
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions From Maricamp East take right onto SE 36th Ave, Take first right onto SE 38ST. Take right into subdivision
High School Forest High School
City OCALA
Association Name Bosshardt Property Management
Senior Community Y/N false
MLS Area 34480 - Ocala
Lot Size Units Square Feet
Lot Size Square Feet 33106
Carport Y/N false
Listing Terms Cash,Conventional,FHA
Elementary School South Ocala Elementary School
Land Lease Y/N false
Tax Annual Amount 6121.56
Middle/Junior High School Osceola Middle School
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/OM725417
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 9
Virtual Tour https://drive.google.com/file/d/1sLQ1yJg68FsdVCYpodXdZ6vqOHOzrzt-/view?usp=sharing
Legal Description SEC 35 TWP 15 RGE 22 PLAT BOOK 007 PAGE 012 ARBORS BLK A LOT 9 EXC N 20 FT FOR RD ROW
Pet Size Limit Medium (36-60 Lbs.)
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 125
Additional Rooms Den/Library/Office,Family Room,Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Ceiling Fan(s),High Ceilings,Open Floorplan,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s),Window Treatments
Flooring Carpet,Luxury Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Window Treatments
Fireplace Y/N false
Laundry Features Inside,Laundry Room
Total Bedrooms 4
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities None
Vegetation Trees/Landscaped
Fencing Fenced,Wood
Lot Features Cleared,City Lot,Oversized Lot,Private,Sidewalk
Water Source Public
Lot Size Area 33106
Foundation Details Slab
Building Area Total 3166
Lot Dimensions 150 x 220
Lot Size Acres 0.76
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved,Private Road
Road Responsibility Private Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School South Ocala Elementary School Elementary School
Middle School Osceola Middle School Middle School
High School Forest High School High School

Price History

5/27/2026 Listed $609,000
6/12/2026 1% - $599,900
6/25/2026 4% - $574,900

Property vs Zip Code Average in 34480

Price
AVG $590K
$570K
Taxes
AVG $4,738
$6,121
Year Built
AVG 2005
2008

In The Neighborhood

Areas That We Cover

3903 Se 38th Loop OCALA, FL is a Single Family Home for sale at $574900 with 2347 sqft and a lot size of 0.76 Acres Acre(s). 3903 Se 38th Loop OCALA has 4 bedrooms, 2 baths and was built in 2008. The property's zip code is 34480 which is in OCALA, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Stephanie MCClure

Stephanie MCClure

Realtor®

239-410-6898

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