Stephanie MCClure

12898 Sw 40th Terrace

OCALA, FL
$ 339,900 Beds 4 Baths 2 Sq 2,052 Virtual Tour
Monthly Estimate* How much can I afford?

Under Construction. Under Construction. Fall in love with The Willow floor plan in Florida’s “Horse Country.” Ocala boasts rolling hills, lush pastures, and surrounding wildlife management areas, creating a naturally beautiful backdrop. Its vibrant historic downtown brings together dining, nightlife, golf, tennis, and some of the state’s most treasured natural attractions. Marion Oaks is a deed-restricted community with no HOA. The Willow floor plan reflects that same sense of comfort and style from the moment you arrive, with architectural shingles adding lasting curb appeal and a covered front entry welcoming you inside. Just off the foyer, a Flex Space creates a versatile space suited for a home office, studio, or additional living area. At the center of the home, the open-concept design highlights a spacious kitchen featuring granite countertops throughout, a large walk-in pantry, granite countertops, and an island with bar-top seating that naturally draws everyone together. The great room extends seamlessly to an expanded patio, creating a smooth transition for indoor and outdoor Florida living. Extra LED lighting enhances both the great room and den, adding warmth and depth throughout. Tucked privately at the rear, the primary suite feels like a relaxing retreat with a generous walk-in closet, dual sinks, and a tiled shower. A split layout on the other side of the home boasts three additional bedrooms to provide flexibility for a growing household, guests, or additional living needs. Smart home features include a Ring Video Doorbell, smart thermostat, keyless entry door lock, and Deako smart switches. Professionally designed landscaping completes the exterior, while ENERGY STAR® windows contribute to efficiency and year-round comfort. A full builder warranty adds lasting reassurance in a home thoughtfully designed for life in Marion Oaks.

Active

  • Price
  • $ 339,900
  • City
  • OCALA
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Marion
  • Half Bathrooms
  • 0
  • Area
  • Ocala
  • Lot Size
  • 0.23 Acres
  • Zip
  • 34473
  • Sqr Footage
  • 2,052
  • Year Built
  • 2026
  • Taxes
  • $ 438
  • Style
  • Florida
  • MLS#
  • O6418464
Listed By: with . - 407-803-4083
Data Source: Stellar MLS

Features

General

Sewer Septic Tank
Heating Central,Electric
Cooling Central Air
Utilities Cable Available
Possession Close Of Escrow
Roof Other,Shingle
Appliances Dishwasher,Disposal,Electric Water Heater,Microwave,Range
Zoning R1
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Florida
Security Features Smoke Detector(s)
Construction Materials Block,Stucco
Pets Allowed Yes
Year Built 2026
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Marion
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name MARION OAKS #7
Facing Direction Southeast
Garage Y/N true
Total Rooms 9
Full Baths 2
Status Active
Directions From I-75 South, take Exit 341 toward Dunnellon and turn right onto SW Hwy 484. Continue to SW 29th Avenue Rd and turn right, then turn left onto Marion Oaks Trail. Turn right onto SW 40th Terrace and continue to the home, which will be on the left at 12898 SW 40th Terrace, Ocala, FL 34473.
High School Lake Weir High School
City OCALA
Senior Community Y/N false
MLS Area 34473 - Ocala
Lot Size Units Square Feet
Lot Size Square Feet 10019
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Marion Oaks Elementary School
Land Lease Y/N false
Tax Annual Amount 438
Middle/Junior High School Horizon Academy/Mar Oaks
Property Condition Under Construction
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6418464
Building Area Units Square Feet
Living Area Units Square Feet
Builder Name Maronda Homes
Standard Status Active
Occupancy Type Vacant
Tax Lot 34
Legal Description SEC 03 TWP 17 RGE 21 PLAT BOOK O PAGE 140 MARION OAKS UNIT 7 BLK 1054 LOT 34
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Den/Library/Office,Great Room
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Eating Space In Kitchen,Open Floorplan,Primary Bedroom Main Floor,Smart Home,Solid Surface Counters,Split Bedroom,Thermostat,Walk-In Closet(s)
Flooring Luxury Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds,ENERGY STAR Qualified Windows,Insulated Windows,Low-Emissivity Windows
Fireplace Y/N false
Laundry Features Electric Dryer Hookup,Laundry Room,Washer Hookup
Total Bedrooms 4
LivingAreaSource Builder
Total Baths 2

Exterior Features

Exterior Amenities Sliding Doors
Parking Features Driveway,Garage Door Opener
Lot Features Level
Water Source Public
Lot Size Area 10019
Foundation Details Slab
Building Area Total 2475
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Builder Model Willow

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Marion Oaks Elementary School Elementary School
Middle School Horizon Academy/Mar Oaks Middle School
High School Lake Weir High School High School

Price History

6/19/2026 Listed $339,900

Property vs Zip Code Average in 34473

Price
AVG $310K
$340K
Taxes
AVG $2,038
$438
Year Built
AVG 2018
2026

In The Neighborhood

Areas That We Cover

12898 Sw 40th Terrace OCALA, FL is a Single Family Home for sale at $339900 with 2052 sqft and a lot size of 0.23 Acres Acre(s). 12898 Sw 40th Terrace OCALA has 4 bedrooms, 2 baths and was built in 2026. The property's zip code is 34473 which is in OCALA, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Stephanie MCClure

Stephanie MCClure

Realtor®

239-410-6898

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