634 Se 1st Terrace

Cape Coral, FL
$ 549,500 Beds 4 Baths 2 Sq 1,800 Virtual Tour
Monthly Estimate* How much can I afford?

Featuring an open-concept layout and a 3-car garage, this home is built for both everyday comfort and entertaining. The living, dining, and kitchen areas flow seamlessly together, complemented by abundant cabinetry, premium finishes, and custom built-in closets throughout. Enjoy a private outdoor retreat with an oversized saltwater pool, integrated spa, and full screen enclosure. Additional features include a fully fenced yard, paver driveway and pool deck, and a complete irrigation system. Built with durability in mind, this property includes reinforced poured concrete columns spaced every four feet or less, a 24-gauge Kynar-coated metal roof, and impact-resistant windows and doors rated up to ±80 PSF. Conveniently located near major roadways with easy access to shopping, dining, and everyday essentials, this home offers the perfect balance of quality construction, functionality, and Florida living.

Active

  • Price
  • $ 549,500
  • City
  • Cape Coral
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • Lee
  • Half Bathrooms
  • 0
  • Area
  • CC14 - Cape Coral Unit 16,18,22-
  • Lot Size
  • 0.23 Acres
  • Zip
  • 33990
  • Sqr Footage
  • 1,800
  • Year Built
  • 2026
  • Taxes
  • $ 1592
  • Style
  • Ranch, One Story
  • MLS#
  • 2026039979
Listed By: Magna Realty, LLC
Data Source: Florida Gulf Coast MLS (SWFLMLS)

Features

General

Sewer Assessment Paid
Heating Central,Electric
Cooling Central Air,Electric
Utilities Cable Not Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Electric Cooktop,Microwave,Refrigerator
Garage Spaces 3
Association Fee Includes Other
Patio/Porch Features Patio
Architectural Style Ranch,One Story
Pool Features Above Ground
Security Features Smoke Detector(s)
Construction Materials Block,Concrete,Stucco
Pets Allowed Yes
Year Built 2026
View Canal,Pool
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access
Community Features None
County Lee
New Construction true
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction Northeast
Garage Y/N true
Full Baths 2
Status Active
City Cape Coral
Senior Community Y/N false
Zoning Description R1-W
MLS Area CC14 - Cape Coral Unit 16,18,22-
Lot Size Units Acres
Carport Y/N false
Spa Features Above Ground
Tax Annual Amount 1592.01
Property Condition New Construction
Standard Status Active
Tax Lot 41
Property Sub Type Additional Single Family Residence
PostalCity Cape Coral
Legal Description CAPE CORAL UNIT 23 BLK 1111 PB 14 PG 51 LOTS 41 + 42

Interior Features

Interior Amenities Built-in Features,Dual Sinks,Eat-in Kitchen,Family/Dining Room,Living/Dining Room,Pantry,Shower Only,Separate Shower,Split Bedrooms
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass
Laundry Features Washer Hookup,Dryer Hookup
Total Bedrooms 4
Room Type Den,Florida Room
LivingAreaSource Appraiser
Total Baths 2

Exterior Features

Gulf Access false
Exterior Amenities Security/High Impact Doors,Patio
Parking Features Attached,Garage,Garage Door Opener
Lot Features Rectangular Lot
Water Source Assessment Paid
Lot Size Area 0.23
Spa true
Building Area Total 2700
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.23
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 3
LotDimensionsSource Appraiser

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Cape Coral, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/22/2026 Listed $549,500

Property vs Zip Code Average in 33990

Price
AVG $460K
$550K
Taxes
AVG $5,057
$1,592
Year Built
AVG 1996
2026

Areas That We Cover

634 Se 1st Terrace Cape Coral, FL is a Single Family Home for sale at $549500 with 1800 sqft and a lot size of 0.23 Acres Acre(s). 634 Se 1st Terrace Cape Coral has 4 bedrooms, 2 baths and was built in 2026. The property's zip code is 33990 which is in Cape Coral, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.